How much finance should I take with me when I travel to Europe?

2019 | 10 | 15 2689

An informative article on how the visa-free format for crossing the border actually works and, in particular, how the financial component is regulated, will be interesting to Ukrainians who are going on a trip or earning money abroad - to the countries of the European Union.

The review will address issues relevant to tourists and workers residents:

  • How much money do you need to have with you in order to freely cross the border with the European Union?
  • Do I need to draw up certificates of financial viability or can I do without them?
  • If a citizen does not have enough funds, is he deployed at the border, prohibiting its crossing?
  • What actions should be taken if a border guard at the border requires confirmation of solvency?
  • Are there any nuances for travelers who are not going on vacation to the hotel, but to visit relatives, colleagues or friends?
  • Is it true that a visa fee of 5-11 Euros will be charged from visa-free tourists, and what are these assumptions based on?

Financial requirements for trips to EU countries

Over the past year, political skeptics and ordinary citizens have been more inclined to believe that a visa-free travel format is just a dream that can hardly become a reality. But the reality is that visa-free travel has been introduced, and those who hoped and did not hope for its adoption today are forced to wait in line for issuing biometric passports for legal border crossing.

In the spring of this year, another fake “duck” appeared that visa-free travel may turn out to be “ambiguous” for our country, and Ukrainians will be forced to provide the same list of documentation to border guards as when applying to the embassies of European countries.

Currently, another fake has become the leader among speculation and rumors regarding visa-free travel - about the requirements for the solvency of Ukrainians, when the availability of money will be checked at the border. Simply put, if a tourist does not have enough money, he will be deployed at the border and sent back to his homeland. Yes, such requirements do exist, but they have nuances and features that tourists and earners traveling to Europe need to know.

So, in one of the documents of the European Union, there is a clause stating that border guards are empowered to check with a foreigner his security at the border. In this regard, the idea that the daily minimum amount of financial security should be 50 Euro per day is popular, but this is not true. There are no identical criteria for solvency. Each state sets its own limits for foreign citizens. In some cases, the minimum amount exceeds the figure of 50 Euros, in some - less than 10 Euros. In addition, different financial requirements are presented to different categories of citizens.

The essence of these requirements is presented in a special document of the European Commission, posted on the website of this department. Here are the requirements for the most popular countries for Ukrainian citizens:

Poland - about 24 Euros daily, but not less than 72 Euros for one tourist trip. For tourists who travel to Poland on a package tour, for spa treatment or in children's / youth camps, financial security is 5 Euro per day. For citizens traveling to Poland to study, or to take part in conferences, the solvency ratio is 1,600 zlotys. This money is focused on the first couple of months in the Republic of Poland.
Tourists who cross the border with the Czech Republic need to take care of their money supply, based on the calculation of 40 Euro per day (if the duration of the trip does not exceed 30 days). If your stay in the Czech Republic lasts for more than 30 days, the rate drops to the level of 15 Euro. For citizens who have a national visa or a document permitting residence in the Czech Republic for more than 90 days, the financial security indicator is 3,000 Euro.

The daily minimum when traveling to Germany is 45 Euro. Financial guarantees can also be provided by the host party.
If you are going to Greece, count on financial resources starting from 50 Euro per day with a minimum of three hundred Euro for the entire trip to this Mediterranean country.
When crossing the border with the Baltic countries, the cash minimum is 14 Euro for Latvia, a little more than 17 Euro for Estonia and 40 Euro for Lithuania.
How are things in practice?
Based on this short review, the requirements for the solvency of foreigners are polar different from each other. As you can see, the norms for the availability of Euros differ several times. For example, the Hungarian authorities complied with the recommendations of the European Union purely nominally and assigned about 4 Euro per day. Moreover, this indicator does not depend on the length of stay in Hungary.

However, when crossing the Italian or Spanish cordon, Ukrainians should be prepared that border guards can check with them for the availability of money, the amount of which should be 500 Euro for each trip.

In France, this figure is 

It has a record amount of 120 Euro per day per foreigner. However, as practice shows, most tourists spend in France much less than the indicated daily limit. Tourists visiting France as a family also fit into a smaller travel budget.

Based on this situation, a reasonable question arises: do these restrictions on the availability of the Euro in practice when crossing the border follow or do they only remain in theory, on paper? Most Ukrainians who travel to EU countries on business trips, on tourist trips, to earn money, almost never met a similar demand from border guards.

Readers may point out that limitations are a theory, and practice may be completely different. Border guards may be more demanding and picky about tourists. Maybe citizens who travel to countries of the European Union under a visa-free regime face a lot of problems?

To clarify the situation about what it is at the border, we will provide information from journalists from Moldova. Over the three years of visa-free travel, they have developed rich experience in crossing the border with the countries of the European Union.

According to Vladimir Solovyov, editor-in-chief of the Newsmaker information portal, the situation is as follows. The picky attitude of border guards took place in Italy. Border officials asked the chief editor if he had enough Euros to stay in Italy. The man replied that the Euros are on a bank card. Then employees at the border asked for a hotel reservation document and a return ticket.

But what speaks about the situation on the border of the chief editor of the Chisinau newspaper Ziarul di Garda - Alina Radu. According to the woman, she often travels to European countries, sometimes with her children. She was never asked to confirm the presence of the Euro at the border. However, Alina claims that checks on the availability of money of foreign citizens are often practiced at Italian airports. Based on this, it can be concluded that border guards make decisions at the border purely individually. If the passport and the electronic system contain notes on travels to EU countries, there is a high probability that border guards will not be interested in Euro cash. But the rules of the law, of course, must be followed. A foreigner must have the financial resources to travel.
Also, for clarity, we give the words of R. Mikhalevsky - editor-in-chief of the publication from the city of Balti. Speaking of numerous trips to Europe, Ruslan did not recall a single case when he was asked to confirm his financial solvency at the border. Several times, border guards asked about the purpose of the visit, and the last time during the trip with his wife, Mr. Mikhalevsky expected pickiness on the part of the border guards. After all, he went abroad to a specialized conference, and his wife as a tourist. The border guards turned out to be loyal. At the same time, a Moldovan citizen thought that he would need to justify the visit.
A separate point should be noted the nuance that the author of this review has many colleagues in Moldova. And none of them came across a situation where employees at the border were interested in their monetary component when crossing the border with Romania. And this happens despite the fact that the minimum for trips to Romania is 500 Euros.

What to do if asked a question about money?

As practical experience shows, this question is not often asked, and mainly to foreigners who are traveling to the Schengen area for the first time or have little experience traveling in this direction. According to the editor-in-chief of Newsmaker Vladimir Solovyov, border guards do not expect that a foreigner will have more than 1,500 Euros in cash, because almost all personal resources are stored on bank cards.

Therefore, the main indicator of solvency in the EU countries is the availability of a credit card. For border guards, this, of course, is not very convenient, because by the appearance of the card it is impossible to determine how much Euro is on it and whether they exist at all. But the rules of the Border Code are such that one of the proofs of solvency is the presence of a Visa or MasterCard bank card. To confirm the presence of financial potential, it is enough to present a bank card. If you are a holder of Platinum or Gold cards, then questions about the availability of Euros automatically disappear.

But suppose an unusual situation has occurred. For example, during a check at the border, you are very worried and anxious, provoking additional questions at the border guard. In this situation, the foreigner will be asked to undergo more detailed monitoring, in which they are interested in the availability of money.

It must be borne in mind that the availability of funds of a service officer at the border is not of interest. Its purpose is to understand and determine if you have the means to live abroad. If they are not enough, t

about it is likely that a foreigner goes abroad to find work and there is a risk that he will remain in an alien country as an illegal labor migrant. This is the main reason for checking foreigners for their monetary resources. Therefore, any evidence of their stable financial condition will be welcome. Give the frontier the printed hotel reservation, give him the address and contact numbers of the receiving party: friends, relatives, business partners.

There are no rules in the countries of the European Union that you need a bank statement on the status of your account to cross the border. Therefore, the absence of such a document is not an argument to deploy you at the border and not let you into the EU. Even if there are misunderstandings and conflicts, a foreigner can show a credit card so that the border guard sees that its validity has not yet come to an end. You can also go to an ATM, withdraw the required amount or use online banking.

But if you want to provide yourself with a 100% guarantee for crossing the border, we recommend that you go to the ATM a few days before the planned trip and take a printout of your account balance in English. It can be provided to the border guard in case of questions.

Border Guard officers of the European Union are guided by the principles set forth in the Border Code - an official document that has been approved at the EU level. The code authorizes border guards to check if a foreigner's bank card is valid. For this, the border guard can use an ATM, Internet banking, contact the hotline of the bank that issued the card.

The lack of cash and a document from the bank are not arguments not to let a foreigner go abroad. You will not be denied crossing the cordon just because the border guard failed to verify how much money is on your card.

However, financial solvency requirements can play an important role if you do not have a hotel reservation or a return ticket. Therefore, before traveling to EU countries, it is recommended to fulfill all the requirements that apply to tourists traveling on a visa-free basis.

Will they take the entry fee?

Rumor has it that in the near future it is planned to establish an entry fee of 5 to 11 euros at the border. As practice shows, the basis for rumors are real events, but interpreted beyond recognition by incompetent persons. This is exactly what happened with the issue of entry fees. Payment for crossing the border is not true, but only speculation and myths.

In 2018, European media actively informed the public that the EU plans to introduce tariffs for entry into the Schengen zone. It was estimated that the amount would be approximately 11 Euro for each such intersection.

Naturally, this turned out to be just a fake. But in every invention there is some truth. The European Union is currently developing a new entry tax system that will apply to all visa-free foreigners.

It is planned that the amount of the entry financial fee will be 5 Euros. Moreover, a tariff of 5 Euros will be charged not for every trip at the border, but once every 5 years. The prospect of introducing such a system is planned for 2020, although it is not a fact that this will happen on the planned date.

And in the end, we give a clear, relevant example of how another speculation about visa-free travel at the border is refuted. Many believe that if earlier Ukrainians were denied visas at consulates, now our compatriots will receive such refusals at the border.

As the experience of the Georgian visa-free regime shows, in the first month of operation of the simplified border crossing scheme in the EU, only 26 citizens were denied entry with a total of 12 thousand tourists to the EU. The refusal rate at the border was less than 1%, which is 50 times less than the level of refusals that Georgian citizens received at consulates. It is important to note that not a single case of refusal is connected with the financial viability of citizens.

A similar situation is typical for Moldova, where visa-free travel has been in force for 5 years. In the first two and a half years since the adoption of the visa-free regime, Moldovan citizens crossed the border more than 2 million times. At the same time, the number of refusals to enter was minimal and amounted to about 7 thousand cases. In percentage terms, this figure is less than 1%, which is almost 20 times lower than during the visa regime when crossing the border.

Therefore, Ukrainian citizens have no reason to worry and worry. Using the recommendations from the above review, you can be sure that you will 100% avoid a failure at the border.

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